We underwrite people, not labels
If you live with a mental health condition, are neurodivergent, or have a disability, you have probably been declined, loaded, or quietly excluded by an insurer. Not because of how you actually live but because of a diagnosis sitting in a file.
The old actuarial tables treat a managed condition as if it were the crisis it might have been years ago. They price you on your worst day, not your real one. So the people most likely to need protection end up being the ones least able to get it. That is not fair, and it is not even accurate.
Fairwrite writes cover based on who you are now. Your situation today, not a label from your past.
Why I Started Fairwrite
I am Sinéad Lucey Brennan, founder of Fairwrite. I come from a SaaS background but I also know this problem from the inside as a disability advocate and someone who has watched fair people get unfair answers from the insurance system.
I kept seeing the same gap. The industry had the data and the tools to do better but chose not to.
Fairwrite is my answer to that.
Where we are now
We are early, building and talking to the people who will help us get this right. Register your interest and we will keep you close as we grow.